The FICO® of Cybersecurity
Modeled Around Proven Human Engineering Factors
Credit scores standardized financial risk. The Human Vulnerability Index (HVI) standardizes human cyber risk into an objective, dynamic, patent-pending index—calibrated on a universal 0 to 1,000 scale without invasive surveillance.
The 0 to 1,000 Scoring Matrix
Just as financial credit scoring established universal creditworthiness bands, HVI provides a definitive, objective resilience benchmark across four standardized performance tiers.
850 – 1,000
Elite Resilience
Exceptional cognitive cyber discipline. Virtually immune to automated phishing and standard spear-phishing deception.
700 – 849
Defensible Posture
Strong everyday security habits. Minor susceptibility to high-pressure executive urgency or advanced multi-channel pretexting.
550 – 699
Moderate Exposure
Baseline protections active, but elevated vulnerability to urgency-driven credential harvesting and deceptive links.
Below 550
Critical Risk
Severe susceptibility to cognitive manipulation and credential theft. Immediate remediation and habit hardening required.
Why Security Training Has Failed & Measurement Is The Only Way Forward
Over the past two decades, enterprises have poured billions of dollars into Computer-Based Training (CBT), compliance slide-decks, and trick-phishing tests. Yet, 80%+ of successful breaches still exploit the human layer.
The Compliance Checkbox Trap
Standard awareness training assumes that showing employees a 45-minute annual video creates immunity. But human cognitive limitations are physical constants—an individual who scores 100% on a multiple-choice quiz on Monday will still click an executive impersonation link on Thursday afternoon when under extreme deadline pressure.
Human Reliability Engineering
Five decades ago, high-consequence industries—commercial aviation, aerospace, and nuclear operations—stopped blaming human operators. Instead of trying to eliminate human nature through repetitive slides, they developed mathematical human factor models (like the Dirty Dozen) to isolate situational error precursors.
The Zero-Surveillance Doctrine: We Do NOT Spy On People
Security built on invasive employee surveillance destroys organizational trust and violates global privacy laws. CyberPosture was engineered from day one to quantify risk without compromising human dignity.
We Only Measure What Hackers See (Adversary OSINT)
Adversaries don't have access to your private thoughts—they exploit dark web credential leaks, compromised domain records, public LinkedIn organizational structures, and weaponizable metadata. HVI mirrors the exact reconnaissance vantage point of a sophisticated threat actor.
Self-Disclosed & Consented Telemetry
We never install keystroke loggers, webcam monitors, or private email body inspectors. Metrics are derived strictly from consented behavioral responses, out-of-band scenario verifications, and decision latency under simulated cognitive pressure.
Patent-Pending Anonymized Identifiers (ASI)
Individual identities are decoupled from behavioral telemetry using one-way cryptographic salting and hashing. Enterprise CISOs see macro-level departmental risk heatmaps, guaranteeing individual employees are completely protected from punitive monitoring.
Dignity-Centered, Non-Punitive Culture
Surveillance breeds fear, causing employees to hide security mistakes and delay reporting phishing incidents. HVI fosters transparent, positive habit formation—transforming individuals and employees into an active, confident human firewall.
The Connected Scientific Pipeline
How CyberPosture transforms raw behavioral telemetry and psychological factors into an objective, patent-pending 0–1,000 resilience index through four sequential stages.
Telemetry & Privacy Ingestion
Zero-Surveillance Cryptographic Bridge
Ingests consented decision latency, OSINT credential exposure, and out-of-band verification signals. Maps data through Anonymized System Identifiers (ASI) using one-way cryptographic hashing to decouple personal identity from behavioral telemetry.
Cognitive Vector Mapping
Cialdini's 6 Levers & Aviation Dirty Dozen
Maps decision friction across the 6 persuasion heuristics weaponized by threat actors (Authority, Urgency, Consistency, Reciprocity, Social Proof, Liking) combined with the 12 aviation failure precursors (Time Pressure, Distraction, Fatigue, Complacency).
Non-Compensatory Geometric Math
Patent-Pending Scoring Algorithm (USPTO)
Unlike flawed linear models where high hygiene averages away fatal blind spots, CyberPosture's patent-pending geometric aggregation models catastrophic single-point failures. If critical verification breaks, the score reflects true exposure.
Dynamic Bayesian Trajectory
Standardized 0–1,000 FICO®-Style Index
Applies Dynamic Bayesian Updating to continuous real-world micro-interactions, establishing a living resilience trajectory—Hardening (↑), Defensible (→), or Drifting toward Exposure (↓)—standardized on the universal 0–1,000 credit score index.
Where The FICO® of Cybersecurity Protects You
From high-net-worth family asset protection to executive corporate shielding and cyber insurance discounts—discover the primary use cases for an accredited HVI score.
Personal Identity & Asset Protection
Shield personal banking, retirement portfolios, crypto assets, and family communication against credential harvesting, SIM swapping, and ransomware before fraud strikes.
Executive & Board Member VIP Shield
Adversaries bypass corporate firewalls by targeting executives and board members through personal email, home networks, and family connections. HVI establishes private defensibility.
Cyber Insurance Premium Discounts
Just as a superior FICO score unlocks lower mortgage rates, an accredited HVI score (e.g., 800+) provides objective proof of cyber hygiene to qualify for discounted cyber insurance premiums.
Contractor & Remote Worker Trust Verification
Independent consultants and remote professionals can share a verified HVI trust badge with enterprise clients to prove disciplined cyber hygiene without disclosing personal data.
Family Offices & Private Wealth Defense
Comprehensive vulnerability auditing for multi-generational families, private foundations, and personal assistants who manage wire authorizations and sensitive family records.
Live Threat Simulation
Would You Spot The Threat?
Most cyberattacks do not begin with malware. They begin with a decision.
Scenario 1 / 3
EmailUrgent Payroll Update
Your salary details require verification within 24 hours.
Human Vulnerability Index
Interactive HVI Assessment
Experience a simplified Human Vulnerability Index evaluation powered by behavioral cyber risk analytics and adaptive threat intelligence.
Evaluate Human-Centric Cyber Risk Exposure
Simulate a behavioral cybersecurity evaluation
Behavioral Intelligence
Analyze user-driven cybersecurity exposure patterns.
Threat Correlation
Identify adaptive human attack surfaces and risk signals.
Human Risk Modeling
Generate Human Vulnerability Indicators from behavioral analytics.
Protecting High-Profile Individuals & Family Offices?
We provide bespoke digital footprint assessments, executive impersonation modeling, and private hardening consultations for C-suite leaders and private wealth estates.